There’s no question that paying your bills on time is the most important rule to follow when it comes to earning great credit. Yet even a flawless payment history won’t result in the perfect credit score. Believe it or not, 65% of your FICO® Score has nothing to do with whether you make your monthly…
You don’t always need a credit card to build credit. It’s one of the easiest ways – but it isn’t the only way. One of the keys to building credit is to pay your bills on time. This is how you can establish a solid credit history even if you don’t have a credit card.…
Almost every credit card issued in the U.S. is equipped with EMV® technology. If you need an EMV® card with Chip-and-PIN capability in particular, check out our list of card issuers that offer Chip-and-PIN cards. What Is EMV® Technology? EMV® is a security standard for storing account information on credit cards. It’s an alternative to…