I Bonds: An Inflation-Adjusted Savings Option That Protects Your Principal [2026.10 Update: 1.40% Fixed Rate, 5.51% Composite Rate]

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physixfan      2026-10-31     2026-10-31 [2026.10 Update] Starting November 1, 2026, the new fixed rate is 1.40%, and the inflation component is 4.08% on an annualized basis. Together, they produce a composite annual rate of 5.51% for the first six months on newly purchased I Bonds. The inflation component is nothing extraordinary, but…

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Citigold Review (2026.10 Update: $2,000 Offer, Small Changes)

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physixfan      2026-10-30     2026-10-30 [2026.10 Update] The welcome bonus is $2,000 for depositing $200,000. Offer ends 01/11/27. One recent change is that funds held in a Citi Savings account now also count toward the bonus requirements. Citi has also introduced Citi Premium Boost: Meet this account’s minimum balance requirement and receive at…

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Citi Priority Review (2026.10 Update: $500 Offer, Small Changes)

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physixfan      2026-10-30     2026-10-30 [2026.10 Update] The welcome bonus remains $500 for depositing $30,000. Offer ends 01/11/27. One recent change is that funds held in a Citi Savings account now also count toward the bonus requirements. Citi has also introduced Citi Premium Boost: Meet this account’s minimum balance requirement and receive at least…

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