physixfan 2024-04-29 2024-04-29
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Benefits
- $500 offer: earn $500 after spending $5,000 in first 3 months.
- Earn 2% cash back on all purchases.
- No annual fee.
Disadvantages
- It has foreign transaction fee, so it’s not a good choice outside the US.
Recommended Application Time
- We recommend you apply for this card after you have a credit history of at least two years and you are very comfortable with the credit card game.
- [6 month rule] You may not qualify for an additional Wells Fargo credit card if you have opened a Wells Fargo credit card in the last 6 months.
Summary
Another card with 0 annual fee and 2% cashback on all purchases. This is a business credit card, so it is useful if you don’t want your large spending on your personal credit report. The $500 welcome offer is decent for a 0 annual fee card.
Historical Offers Chart
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